Hi God!
Went to a Debt-Free Workshop at Second Baptist Church in Pearland, Texas.
I listened to Dave Ramsey's Snowball Approach.
Now, he differs from other's because he says to close the credit accounts.
Suzie Orman says pay off the debt and keep the accounts open.
I haven't closed any accounts but I will cut them up!
Just found a U.S. News' article outlining how to close credit accounts .... The Right Way!
Thank you Lord for watching over me.
I love you for my covering, for my life.
Yo
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